The Proposed Tax on $3million Super Balances Update

CoggerGurry • August 10, 2023

[STATUS UPDATE BELOW]


The proposed draft tax legislation on earnings for superannuation balances exceeding $3million is expected to be released in September 2023. 


On the release of the draft legislation, the industry bodies will be given up to five weeks for consultation and the ability to make submissions before it is introduced to parliament. 


The SMSF Association, which two of our Directors, Hamish McDonald and Toni Wright, are members of, will be lobbying for several changes to the draft legislation when it is released. They will lobby for such changes as the removal of unrealised gains being taxed and an indexation of the $3million cap. 


Once the proposed draft tax legislation is released, we will be able to provide more concise details on how the legislation will work and how it might affect you. 


Whilst the proposed start date of the new legislation is still some time away being 1 July 2025, we still recommend that you contact us to discuss your options and strategies based on your specific circumstances. 



[STATUS UPDATE] October 2024

The proposed $3 million super tax legislation was put on hold by Parliament in the last few weeks. The sector is now waiting for the next sitting of parliament this month to see if it is put on the schedule for it's  third reading in the House of Representatives.


It is going to be another month of waiting to find out what is going to happen, and we encourage clients to speak to their advisors before taking action given the state of flux the legislation is in. In some respects, the longer it drags out, the better if an election is called.


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